See Also: What Should a PCI Compliant Credit Card Authorization Form Look Like However, you should make sure you don’t mistakenly hide it as well. You should not save security codes or track data deliberately.
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This tracking data can be made apparent using card readers, and software can be created to store it without your knowledge. This information aids in the authorization of transactions and ensures that credit cards cannot be easily forged. Track data stored in the magnetic stripe on the back of the card also includes account-related information not displayed on the card. See Also: Ensuring Physical Security: PCI DSS Requirement 9
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To store credit card information on paper, you must cross it out with a dark pen to make the security code unreadable after completing the transaction and before storing a paper authorization form. This is made simple by electronic storage. Only if the security code is not saved with the card number will this method work. It is designed to let merchants know if a customer authorizing a transaction over the phone or the Internet has the card. While you may have a business reason to store credit card information, PCI DSS requirements expressly prohibit storing a card’s security code or any “track data” contained in a magnetic stripe on the back of a credit card.ĬVV2, CID, and CSC are abbreviations for the three-digit number on the back of MasterCard, Visa, Discover, American Express cards, and the four-digit number on the front of American Express cards. How Does Receiving Credit Cards in the Mail Work with PCI?
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